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Business Car Insurance Glenshaw PA

This page provides relevant content and local businesses that can help with your search for information on Business Car Insurance. You will find informative articles about Business Car Insurance, including "Auto Insurance for Those Who Work from Their Veichle". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Glenshaw, PA that can help answer your questions about Business Car Insurance.

Chambers of Commerce Svc Corp
(800) 377-3539
7000 Stonewood Drive
Bradford,, PA
 
Gary Waite Insurance Agent
(877) 588-9495
927 Route 910
Cheswick, PA
 
Maxwell Heller
1000 Germantown Pike
Plymouth Meeting, PA
Company
Title: Vice President
Company: HJ Wealth Management, LLC
Type
Investment Advisor Rep: Yes
Registered Investor: Yes
Education
Susquehanna University
Bachelor of Science in Accounting 2003
Years Experience
Years Experience: 10
Service
Portfolio Engineering,High Yield Bank Accounts,401k Rollover From Employer,CD Alternative,Life Insurance,Investment & Portfolio Management,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Individual Income Tax Planning,Captive Insurance,Life Settlements,Pension for Highly Compensated Owners,Income for Life/ Preserve Principal,Disability Insurance,Retirement Planning,Investment Consulting & Allocation Design,Insurance & Risk Mana

Data Provided by:
Gregory Ott
(215) 333-5330
2448 Cottman Ave
Philadelphia, PA
 
Bell Insurance, Inc.
(717) 264-7518
1116 Kennebec Drive
Greencastle, PA
 
Hurley Insurance Brokers Inc.
(412) 682-6100
3508 Fifth Ave
Pittsburgh, PA
Services
Insurance

AP Family Options
(412) 205-8942
1664 Connor Rd
South Park Township, PA
Services
Insurance Agency, Insurance, Health Insurance, Medical Insurance, Insurance Agent

Covenant Insurance Group
(717) 292-2820
3361 West Canal Rd
York, PA
 
Nationwide Insurance
(814) 849-6878
72 Pickering Street
Brookville, PA
 
Consolidated Insurance Services Inc
(717) 652-6813
6109 Jonestown Rd
Harrisburg, PA
 
Data Provided by:

Auto Insurance for Those Who Work from Their Veichle

Car Insurance Business

Technically, this has nothing to do with your business. However, if you are using your car for business purposes, you will need to insure that you have this coverage. In order to properly ensure your vehicle, if it is used for business - either transportation of product and supplies or for you to visit clients - you have to upgrade your car insurance.

Most insurance companies will distinguish between three types of primary usage of a vehicle:

  • "Commuting" means you mainly use your vehicle to drive to and from school or work.
  • "Pleasure" means you typically drive your vehicle for fun with no regular commuting or business use.
  • "Business/commercial" means you mainly use your vehicle for business purposes such as, sales, service and delivery calls or other work-related driving.

Most of us will not need business/commercial coverage, because we only use our vehicles for driving to work. The commuting level of coverage will be sufficient. The Business use designation is really for the person who is making intensive use of their vehicle for business purposes.

Be aware that insurers do vary in how they define these levels of coverage. Some insurers will actually include commuting with your vehicle under business use. Some insurers will also take into account your yearly mileage when they quote you a premium. It pays to have an idea of your yearly mileage and the distance to and from work, if you want to get the right coverage for your vehicle usage.

In most cases, business use will mean a higher premium. Why? You are driving the car more, in the vast majority of cases. This raises the risk to the insurer, and correspondingly, raises your premium.

So, why would you bother getting this insurance? The biggest reason is that you want to be covered in case of an accident. If the insurance company determines that you had an accident while the vehicle was being used for business, they can deny your claim. It's really ...

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