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Business Car Insurance Franklin OH

This page provides relevant content and local businesses that can help with your search for information on Business Car Insurance. You will find informative articles about Business Car Insurance, including "Auto Insurance for Those Who Work from Their Veichle". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Franklin, OH that can help answer your questions about Business Car Insurance.

Napoles Insurance Services, LLC - Nationwide Insurance
(937) 291-5400
2193 Miamisburg-Centerville Rd
Centerville, OH
Alternate Phone Number
All lines of Business

Barney Riesbeck State Farm
(513) 867-8612
5617 Liberty Fairfield Rd
Liberty Township, OH
Insurance and Financial services

Pathway Insurance Services Inc.
(513) 662-7000
11305 Reed Hartman Hwy.
Cincinnati, OH
Alternate Phone Number
Automobile Insurance Cincinnati

Carney's Feed Mill Inc.
(513) 625-7755
5284 Edman Road
Batavia, OH

Data Provided by:
Greer James Jr Insurance
(216) 464-5322
27600 Chagrin Blvd Ste 300
Cleveland, OH
Greg Wilson Agency - Nationwide Insurance
(513) 942-9800
8080 Beckett Center Dr
West Chester, OH
Jean Stewart- Wertz State Farm Insurance
(513) 683-5404
8961 Columbia Rd Suite A
Loveland, OH
auto Insurance, life insurance and financial services

Chris Champ State Farm Agent
(513) 858-1301
5409 Dixie Highway
Fairfield, OH
Insurance and Financial services

Donald Waterbury
3663 Ebenezer Rd
Cincinnati, OH
Wealth Engineering,Mortgage Refinancing,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Alternative Investments,Disability Insurance,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Individual Income Tax Planning,Portfolio Engineering,High Yield Bank Accounts,401k Rollover From Employer,Income for Life/ Preserve Principal,Wealth Management,Medicaid,Life Ins

Data Provided by:
Stasek Thomas M
(216) 524-4840
7543 Broadview Rd
Cleveland, OH
Data Provided by:

Auto Insurance for Those Who Work from Their Veichle

Car Insurance Business

Technically, this has nothing to do with your business. However, if you are using your car for business purposes, you will need to insure that you have this coverage. In order to properly ensure your vehicle, if it is used for business - either transportation of product and supplies or for you to visit clients - you have to upgrade your car insurance.

Most insurance companies will distinguish between three types of primary usage of a vehicle:

  • "Commuting" means you mainly use your vehicle to drive to and from school or work.
  • "Pleasure" means you typically drive your vehicle for fun with no regular commuting or business use.
  • "Business/commercial" means you mainly use your vehicle for business purposes such as, sales, service and delivery calls or other work-related driving.

Most of us will not need business/commercial coverage, because we only use our vehicles for driving to work. The commuting level of coverage will be sufficient. The Business use designation is really for the person who is making intensive use of their vehicle for business purposes.

Be aware that insurers do vary in how they define these levels of coverage. Some insurers will actually include commuting with your vehicle under business use. Some insurers will also take into account your yearly mileage when they quote you a premium. It pays to have an idea of your yearly mileage and the distance to and from work, if you want to get the right coverage for your vehicle usage.

In most cases, business use will mean a higher premium. Why? You are driving the car more, in the vast majority of cases. This raises the risk to the insurer, and correspondingly, raises your premium.

So, why would you bother getting this insurance? The biggest reason is that you want to be covered in case of an accident. If the insurance company determines that you had an accident while the vehicle was being used for business, they can deny your claim. It's really ...

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