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Business Car Insurance Charlotte NC

This page provides relevant content and local businesses that can help with your search for information on Business Car Insurance. You will find informative articles about Business Car Insurance, including "Auto Insurance for Those Who Work from Their Veichle". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Charlotte, NC that can help answer your questions about Business Car Insurance.

Roger Myers
632 Matthews-Mint Hill Rd.
Matthews, NC
Company
Title: Branch Manager
Company: Dalton Strategic Investments
Type
Investment Advisor Rep: Yes
Years Experience
Years Experience: 29
Service
Captive Insurance,Pension for Highly Compensated Owners,Income for Life/ Preserve Principal,Alternative Investments,Annuities,Alternative Asset Class Planning,Annuity Ideas & Strategy Planning,Planning For Personal Finances & Budgeting,Retirement Income Accumulation Planning,Individual Income Tax Planning,Wealth Engineering,Stock Market Alternative,Wealth Management,Life Insurance,Investment & Portfolio Management,Commission-Only Financial Planning (Full Disclosure),Insurance & Risk Management P

Data Provided by:
AIG Claims Services
(704) 553-5100
4201 Congress St
Charlotte, NC
 
Amigos Insurance
(704) 334-3522
2715 Central Ave
Charlotte, NC
 
Allcare Auto Insurance Agency
(704) 556-0677
7701 Sharon Lakes Rd
Charlotte, NC
 
George Doubrava
(704) 841-8880
1609 Sardis Rd N
Charlotte, NC
 
Allstate Uptown Insurance and Financial Services
(704) 954-0003
112 South Tryon Street Suite300
Charlotte, NC
Alternate Phone Number
866-838-0115
Services
Commercial Property, Office Insurance, business auto

American United Life Insurance Co/Group Sales Office
(704) 556-0630
6101 Carnegie Blvd
Charlotte, NC
 
At Least Insurance Agency
(704) 334-2766
3100 N Tryon St
Charlotte, NC
 
A-1 Insurance Agency of Charlotte
(704) 598-4442
537 W Sugar Creek Rd
Charlotte, NC
 
Allstar Bonding
(704) 569-4675
8100 Runaway Bay Dr
Charlotte, NC
 
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Auto Insurance for Those Who Work from Their Veichle

Car Insurance Business

Technically, this has nothing to do with your business. However, if you are using your car for business purposes, you will need to insure that you have this coverage. In order to properly ensure your vehicle, if it is used for business - either transportation of product and supplies or for you to visit clients - you have to upgrade your car insurance.

Most insurance companies will distinguish between three types of primary usage of a vehicle:

  • "Commuting" means you mainly use your vehicle to drive to and from school or work.
  • "Pleasure" means you typically drive your vehicle for fun with no regular commuting or business use.
  • "Business/commercial" means you mainly use your vehicle for business purposes such as, sales, service and delivery calls or other work-related driving.

Most of us will not need business/commercial coverage, because we only use our vehicles for driving to work. The commuting level of coverage will be sufficient. The Business use designation is really for the person who is making intensive use of their vehicle for business purposes.

Be aware that insurers do vary in how they define these levels of coverage. Some insurers will actually include commuting with your vehicle under business use. Some insurers will also take into account your yearly mileage when they quote you a premium. It pays to have an idea of your yearly mileage and the distance to and from work, if you want to get the right coverage for your vehicle usage.

In most cases, business use will mean a higher premium. Why? You are driving the car more, in the vast majority of cases. This raises the risk to the insurer, and correspondingly, raises your premium.

So, why would you bother getting this insurance? The biggest reason is that you want to be covered in case of an accident. If the insurance company determines that you had an accident while the vehicle was being used for business, they can deny your claim. It's really ...

Click here to read the rest of this article from Insurance Guide 101

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