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Business Car Insurance Carbondale IL

This page provides relevant content and local businesses that can help with your search for information on Business Car Insurance. You will find informative articles about Business Car Insurance, including "Auto Insurance for Those Who Work from Their Veichle". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Carbondale, IL that can help answer your questions about Business Car Insurance.

Robert Pivar
9 Foxtail Lane
Riverwoods, IL
Registered Investor: Yes
University Of Wisconsin
BS L & S
Years Experience
Years Experience: 50+
Hourly Financial Planning Engagements,Portfolio Engineering,High Yield Bank Accounts,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Alternative Investments,Disability Insurance,Annuities,Alternative Asset Class Planning,Investment Consulting & Allocation Design,Business Succession & Liquidation Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Individual Income Tax Planning,Captive Insurance,Life Settlements,401k Rollover From Employer,Income for Life/ Preserve Principal,We

Data Provided by:
Business Insurance Brokers Inc
(952) 996-8818
8200 Highwood Dr
Bloomington, IL
Nixon Insurance Agency Inc
(309) 691-1300
4701 N University Suite B
Peoria, IL
A Pro Staffing
(312) 855-1515
208 S La Salle St
Chicago, IL
American Family Insurance
(309) 688-4341
4229 N Prospect Rd
East Peoria, IL
Timothy Frisby
210 W. 22nd St. Suite 137
Oak Brook, IL
Title: Principal
Company: WealthCare Consultants
Registered Investor: Yes
Marquette BS
Years Experience
Years Experience: 20
Retirement Planning,Long-Term Health Care Planning,Insurance & Risk Management Planning,Retirement Income Distribution Planning,Fee-Only Comprehensive Financial Planning,Captive Insurance,Mortgage Refinancing,IRA, 401k, Roth IRA, QDRO Rollovers,CD Alternative,Alternative Investments,Annuities,Alternative Asset Class Planning,Annuity Ideas & Strategy Planning,Estate Tax Planning,Asset Protection Strategies & Planning,Fee Only Portfolio Management,Wealth Engineering,401k Rollover From Employer,Inc

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Allstate Insurance Companies
(309) 691-0104
2000 W Pioneer Pkwy
East Peoria, IL
Chicago electrician
(773) 882-7070
5933 N. Maplewood Ave.
Chicago IL , IL
Alternate Phone Number
773 8827070

Berger Leo State Farm Insurance
(217) 423-7500
455 W Eldorado St
Decatur, IL
Thomas Winkler
(309) 452-2020
1603 Visa Dr Ste 6
Normal, IL
Data Provided by:

Auto Insurance for Those Who Work from Their Veichle

Car Insurance Business

Technically, this has nothing to do with your business. However, if you are using your car for business purposes, you will need to insure that you have this coverage. In order to properly ensure your vehicle, if it is used for business - either transportation of product and supplies or for you to visit clients - you have to upgrade your car insurance.

Most insurance companies will distinguish between three types of primary usage of a vehicle:

  • "Commuting" means you mainly use your vehicle to drive to and from school or work.
  • "Pleasure" means you typically drive your vehicle for fun with no regular commuting or business use.
  • "Business/commercial" means you mainly use your vehicle for business purposes such as, sales, service and delivery calls or other work-related driving.

Most of us will not need business/commercial coverage, because we only use our vehicles for driving to work. The commuting level of coverage will be sufficient. The Business use designation is really for the person who is making intensive use of their vehicle for business purposes.

Be aware that insurers do vary in how they define these levels of coverage. Some insurers will actually include commuting with your vehicle under business use. Some insurers will also take into account your yearly mileage when they quote you a premium. It pays to have an idea of your yearly mileage and the distance to and from work, if you want to get the right coverage for your vehicle usage.

In most cases, business use will mean a higher premium. Why? You are driving the car more, in the vast majority of cases. This raises the risk to the insurer, and correspondingly, raises your premium.

So, why would you bother getting this insurance? The biggest reason is that you want to be covered in case of an accident. If the insurance company determines that you had an accident while the vehicle was being used for business, they can deny your claim. It's really ...

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