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Business Car Insurance Billings MT

This page provides relevant content and local businesses that can help with your search for information on Business Car Insurance. You will find informative articles about Business Car Insurance, including "Auto Insurance for Those Who Work from Their Veichle". Below you will also find local businesses that may provide the products or services you are looking for. Please scroll down to find the local resources in Billings, MT that can help answer your questions about Business Car Insurance.

Western States Insurance Agcy
(406) 656-9800
2180 Overland Ave Ste 102
Billings, MT
 
Granite Insurance
(406) 839-2087
3209 Grand Ave
Billings, MT
 
Mariann Cameron Agency
(406) 560-4202
1004 Division Suite 212
Billings, MT
Alternate Phone Number
406-560-4202
Services
Insurance
Prices and/or Promotions
Life Insurance

Farm Bureau Financial Services
(406) 651-5111
2810 Central Ave Sutie A
Billings, MT
Alternate Phone Number
406-651-5111
Services
Insurance and Financal Servieces

Farm Bureau insurance and Financal Services
(406) 651-5111
2810 Central Ave SutieA
Billings, MT
Alternate Phone Number
406-794-5044
Services
Insurance and Financal Services

Farm Bureau Insurance
(406) 652-4844
2501 Saint Johns Ave Ste B
Billings, MT
 
Crawford Insurance Agency
(406) 259-9795
520 Wicks Lane St 9
Billings, MT
 
Caldwell Insurance Agency
(406) 294-8688
2870 Grand Ave
Billings, MT
Alternate Phone Number
406-294-8688
Services
Auto, home, life, commercial, retirement, health

State Farm Insurance Quotes - Diana Larson
(406) 656-4764
3202 Henesta Drive Suite J
Billings , MT
Services
Car Insurance, Home Insurance, Life Insurance, Health Insurance
Prices and/or Promotions
Free Insurance Quotes for Car, Home, Life, Health and Auto Insurance!

Flathead Insurance
(406) 752-8000
2330 US Highway 2 E
Kalispell, MT
 

Auto Insurance for Those Who Work from Their Veichle

Car Insurance Business

Technically, this has nothing to do with your business. However, if you are using your car for business purposes, you will need to insure that you have this coverage. In order to properly ensure your vehicle, if it is used for business - either transportation of product and supplies or for you to visit clients - you have to upgrade your car insurance.

Most insurance companies will distinguish between three types of primary usage of a vehicle:

  • "Commuting" means you mainly use your vehicle to drive to and from school or work.
  • "Pleasure" means you typically drive your vehicle for fun with no regular commuting or business use.
  • "Business/commercial" means you mainly use your vehicle for business purposes such as, sales, service and delivery calls or other work-related driving.

Most of us will not need business/commercial coverage, because we only use our vehicles for driving to work. The commuting level of coverage will be sufficient. The Business use designation is really for the person who is making intensive use of their vehicle for business purposes.

Be aware that insurers do vary in how they define these levels of coverage. Some insurers will actually include commuting with your vehicle under business use. Some insurers will also take into account your yearly mileage when they quote you a premium. It pays to have an idea of your yearly mileage and the distance to and from work, if you want to get the right coverage for your vehicle usage.

In most cases, business use will mean a higher premium. Why? You are driving the car more, in the vast majority of cases. This raises the risk to the insurer, and correspondingly, raises your premium.

So, why would you bother getting this insurance? The biggest reason is that you want to be covered in case of an accident. If the insurance company determines that you had an accident while the vehicle was being used for business, they can deny your claim. It's really ...

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