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Auto Insurance Cost - Car Insurance Premiums Guide Laconia NH

Keep in mind that some models are more prone to being stolen, even if they are not what we think as 'flashy'. For instance, at one point Honda had a model which was frequently stolen and in high demand on the 'black' market

Allstate Auto Insurance
(888) 355-7971
614 Laconia Rd
Tilton, NH
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Auto Insurance
(888) 355-7971
35 Center St
Wolfeboro, NH
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Allstate Insurance
(603) 524-3541
66 Hill Road
Tilton, NH
 
J Clifton Avery Agency Inc
(603) 569-2515
21 South Main St.
Wolfeboro, NH
 
New York Life Insurance CO
(603) 859-6381
170 Old Bay Road
New Durham, NH
 
Allstate Auto Insurance
(888) 355-7971
73 Main St
Alton, NH
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Merwin- Robert S - State Farm Insurance Agent
(603) 524-4087
476 Union Avenue
Laconia, NH
 
Wayne Wright Insurance Services Inc
(603) 875-1211
73 Main St
Alton, NH
 
Bill Cummings
(603) 934-3141
446 Central St
Franklin, NH
 
Allstate Insurance - Donald Smialek
(603) 536-5161
56 Main St
Plymouth, NH
 

Auto Insurance Cost - Car Insurance Premiums Guide

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Auto Insurance Cost

The cost of auto insurance varies greatly with a number of factors. All of these factors must be considered; both for yourself and any other drivers who will be insured on a single auto insurance policy:

The location where you live determines auto insurance cost Normally, you will pay more for auto insurance in urban areas and less for auto insurance in rural areas. However, an auto insurance company will take into account local statistics on accidents, thefts and lawsuit's and the local costs of repair and medical treatment.

You may want to consider this aspect when moving to a new location. High auto insurance premiums add up over time.

Your age determines auto insurance cost Generally speaking, if you are younger, you will pay more for auto insurance. Insurance companies play a 'numbers game' which work against younger drivers. Statistically, more mature drivers have fewer accidents than less experienced drivers.

Younger drivers can mitigate this by being insured as an 'occasional' driver on their parent's auto insurance policy.

Your driving record determines auto insurance cost The better your driving record is the less you should be paying for auto insurance. A 'clean' driving record (no accidents or claims) will get you the best rate. Keep in mind that for an auto insurance company, being insured and having no claims establishes you as low risk.

If you are a young driver you should begin to establish a 'clean' driving record as soon as possible. Getting added to a parent's auto insurance as an 'occasional' driver (or with various restrictions) ensures that a young driver's auto insurance will drop in price as quickly as possible.

Your gender determines auto insurance cost Sorry men - the women win on this one. Unless your jurisdiction has legislation prohibiting discrimination by auto insurance companies on the basis of gender women will usually pay less. Unfortunately, the auto insurance companies have figured out that younger male drivers have a higher risk of 'at fault' accidents.

The model and make of car determines auto insurance cost The flashiest sports car may not be the best choice if you want to pay low auto insurance rates. All insurers will consider the cost of the car, the cost of repairs, and the overall safety record of the car. Expect to pay more for faster, more expensive or 'desirable' models of cars.

Theft rate of that type of car determines auto insurance cost Keep in mind that some models are more prone to being stolen, even if they are not what we think as 'flashy'. For instance, at one point Honda had a model which was frequently stolen and in high demand on the 'black' market. Toyota has had the same problem. As a result, it pays to check out the theft rates of any vehicle you are interested in. This can impact your auto insurance costs more than you'd think.

If you are willing to put in a good security system you may be able to reduce or eliminate ...

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