Articles Editor's Blog Reader Mail

Auto Insurance - Are Men Better Drivers? Pell City AL

Your gender does play a role in how much you pay for your insurance. The biggest impact is on younger drivers, but if you are a male driver between 18 and 25, you will pay more.

Allstate - Preston Rhodes
(205) 208-7246
2107 Martin Street South
Pell City, AL
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Allstate Auto Insurance
(888) 355-7971
7268 Deerfoot Pkwy
Trussville, AL
Description
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Myers- Connie B - State Farm Insurance Agent
(205) 338-9474
2109 7th Avenue North Ste 1
Pell City, AL
 
State Farm Insurance
(205) 884-4194
Ed Deason
Pell City, AL
 
Cotton States Insurance
(205) 338-6085
705 Martin Street North
Pell City, AL
 
Allstate Auto Insurance
(888) 355-7971
311 Martin Dr
Odenville, AL
Description
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Guide One Group
(205) 884-1131
3509 Cogswell Avenue
Pell City, AL
 
State Farm Insurance AEL
(205) 338-6639
2203 7th Avenue North
Pell City, AL
 
Allstate Insurance-Sarah Rhodes Agency
(205) 338-0502
2107 Martin St S Ste 102
Pell City, AL
 
Deason- R Edwin - State Farm Insurance Agent
(205) 884-3590
220 Martin Street North
Pell City, AL
 

Auto Insurance - Are Men Better Drivers?

Provided By: 

Are Men Better Drivers?

Are men better drivers than women? Are women better drivers than men? The answer could depend on whom you are talking to! However, in the world of insurance, statistics do the talking.

Here's the bad news (or good news, depending on your gender): you'll find it very difficult to find any documented proof that men are better drivers than women. Further, your gender does play a role in how much you pay for your insurance. Generally, the biggest impact is on younger drivers, but if you are a male driver between 18 and 25, you will pay more.

Why would young males pay more? Well, many auto insurance experts would agree with the theory that males, especially young men, tend to drive more aggressively than women. In addition, men will tend to display their aggression in a direct manner, rather than indirectly, which can lead to more road rage incidents. Finally, again in general, male drivers are more likely than women to break the law, with males being greater risk takers. The weight in pricing varies from company to company and by claims experience over time, but, with all other factors being equal, a female between the ages of 18 and 25 would pay less than her male counterpart because as a rule younger women drivers have fewer accidents and moving violations than males in the same age group.

Unfortunately, these statistics seal the fate of a young male driver and his high premium. Figures compiled by the Insurance Institute for Highway Safety (IIHS) show that more men than women die each year in motor vehicle crashes. Individual insurers will not just use outside statistics for their underwriting purposes, but will also use their in-house statistics, which often show more driving infractions of all kinds in a higher percentage among younger male drivers.

However, young female drivers should not be sighing in relief about their rates just yet. More recent statistics show some disturbing trends. The number of female deaths in ca...

Click here to read the rest of this article from Insurance Guide 101

About Us | Contact Us | Link to Us | Privacy Policy | Terms of Use | Insurance Resources | Sitemap