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Auto Insurance - Are Men Better Drivers? Pascagoula MS

Your gender does play a role in how much you pay for your insurance. The biggest impact is on younger drivers, but if you are a male driver between 18 and 25, you will pay more.

Lamey Sr- Donald C - State Farm Insurance Agent
(228) 475-8300
4190 Bellview Street
Moss Point, MS
 
Cumbest- Joey L
(228) 475-5522
7620 Highway 613
Moss Point, MS
 
Hawkins Insurance Agency
(228) 762-7625
2911 Shortcut Road
Pascagoula, MS
 
Mcilwain-Wells Inc
(228) 762-3755
2807 Market Street
Pascagoula, MS
 
Wright- William D - State Farm Insurance Agent
(228) 769-8675
2106 14th Street
Pascagoula, MS
 
Jennings- Loretta T - State Farm Insurance Agent
(228) 474-2900
4018 Main Street
Moss Point, MS
 
Ed Martinez Insurance Agency
(228) 475-9151
4806 Main Street
Moss Point, MS
 
Fletcher Jay Insurance
(228) 762-0768
2006 Old Mobile Avenue
Pascagoula, MS
 
Smith Gary Agency Inc
(228) 762-7936
1607 Beach Boulevard
Pascagoula, MS
 
Union Savings American Life Insurance
(228) 497-9935
2104 West Highway 90
Pascagoula, MS
 

Auto Insurance - Are Men Better Drivers?

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Are Men Better Drivers?

Are men better drivers than women? Are women better drivers than men? The answer could depend on whom you are talking to! However, in the world of insurance, statistics do the talking.

Here's the bad news (or good news, depending on your gender): you'll find it very difficult to find any documented proof that men are better drivers than women. Further, your gender does play a role in how much you pay for your insurance. Generally, the biggest impact is on younger drivers, but if you are a male driver between 18 and 25, you will pay more.

Why would young males pay more? Well, many auto insurance experts would agree with the theory that males, especially young men, tend to drive more aggressively than women. In addition, men will tend to display their aggression in a direct manner, rather than indirectly, which can lead to more road rage incidents. Finally, again in general, male drivers are more likely than women to break the law, with males being greater risk takers. The weight in pricing varies from company to company and by claims experience over time, but, with all other factors being equal, a female between the ages of 18 and 25 would pay less than her male counterpart because as a rule younger women drivers have fewer accidents and moving violations than males in the same age group.

Unfortunately, these statistics seal the fate of a young male driver and his high premium. Figures compiled by the Insurance Institute for Highway Safety (IIHS) show that more men than women die each year in motor vehicle crashes. Individual insurers will not just use outside statistics for their underwriting purposes, but will also use their in-house statistics, which often show more driving infractions of all kinds in a higher percentage among younger male drivers.

However, young female drivers should not be sighing in relief about their rates just yet. More recent statistics show some disturbing trends. The number of female deaths in ca...

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