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Auto Insurance - Are Men Better Drivers? Onalaska WI

Your gender does play a role in how much you pay for your insurance. The biggest impact is on younger drivers, but if you are a male driver between 18 and 25, you will pay more.

Allstate Auto Insurance
(888) 355-7971
1289 County Road PH
Onalaska, WI
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Blue Cross & Blue Shield
(608) 783-2366
Paudler Place
Onalaska, WI
 
Anderson Agency Inc
(608) 785-0689
PO Box 458
La Crosse, WI
 
American Family Insurance
(608) 526-4484
N7681 Staphorst Lane
Holmen, WI
 
Stanley Mcdonald Agency
(608) 788-6160
PO Box 2649
La Crosse, WI
 
Bandell- Kerri K - State Farm Insurance Agent
(608) 783-3983
1288 Rudy Street Ste 101
Onalaska, WI
 
Mike Noelke Ins Agency Inc - State Farm Insurance Agent
(608) 783-1130
1434 Main Street
Onalaska, WI
 
Freisinger Insurance
(608) 784-2587
Po Box 1656
La Crosse, WI
 
Paul Dunham Insurance Agcy Inc - State Farm Insurance Agent
(608) 784-4024
2100 State Road 16
La Crosse, WI
 
Davis- Scott A
(608) 786-4580
1540 Heritage Blvd Ste 102
West Salem, WI
 

Auto Insurance - Are Men Better Drivers?

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Are Men Better Drivers?

Are men better drivers than women? Are women better drivers than men? The answer could depend on whom you are talking to! However, in the world of insurance, statistics do the talking.

Here's the bad news (or good news, depending on your gender): you'll find it very difficult to find any documented proof that men are better drivers than women. Further, your gender does play a role in how much you pay for your insurance. Generally, the biggest impact is on younger drivers, but if you are a male driver between 18 and 25, you will pay more.

Why would young males pay more? Well, many auto insurance experts would agree with the theory that males, especially young men, tend to drive more aggressively than women. In addition, men will tend to display their aggression in a direct manner, rather than indirectly, which can lead to more road rage incidents. Finally, again in general, male drivers are more likely than women to break the law, with males being greater risk takers. The weight in pricing varies from company to company and by claims experience over time, but, with all other factors being equal, a female between the ages of 18 and 25 would pay less than her male counterpart because as a rule younger women drivers have fewer accidents and moving violations than males in the same age group.

Unfortunately, these statistics seal the fate of a young male driver and his high premium. Figures compiled by the Insurance Institute for Highway Safety (IIHS) show that more men than women die each year in motor vehicle crashes. Individual insurers will not just use outside statistics for their underwriting purposes, but will also use their in-house statistics, which often show more driving infractions of all kinds in a higher percentage among younger male drivers.

However, young female drivers should not be sighing in relief about their rates just yet. More recent statistics show some disturbing trends. The number of female deaths in ca...

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