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Auto Insurance - Are Men Better Drivers? Minot ND

Your gender does play a role in how much you pay for your insurance. The biggest impact is on younger drivers, but if you are a male driver between 18 and 25, you will pay more.

Allstate Auto Insurance
(888) 355-7971
1317 S Broadway
Minot, ND
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Braun- Michael E
(701) 838-0713
816 31st Ave SW
Minot, ND
 
Allstate Insurance-Bearman Insurance Agency
(800) 477-2467
7552 Navarre Pkwy Ste 53
Navarre, ND
 
Wilkes- Larry D
(701) 839-3317
1809 S Broadway
Minot, ND
 
Hovde- Darrel V - State Farm Insurance Agent
(701) 852-2757
111 11th Avenue Southwest
Minot, ND
 
Allstate Auto Insurance
(888) 355-7971
415 20th Ave SW
Minot, ND
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Thorman Kellie Insurance
(701) 839-4999
515 20th Avenue Southeast Suite 3
Minot, ND
 
Findlay- Dennis L - State Farm Insurance Agent
(701) 839-3436
103 14th Avenue Southwest
Minot, ND
 
Michael E Braun Ins Agency INC - State Farm Insurance Agent
(701) 838-0713
816 31st Avenue Southwest Ste A
Minot, ND
 
Allstate Insurance Companies - Sales Office-Minot
(701) 852-3284
1317 South Broadway
Minot, ND
 

Auto Insurance - Are Men Better Drivers?

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Are Men Better Drivers?

Are men better drivers than women? Are women better drivers than men? The answer could depend on whom you are talking to! However, in the world of insurance, statistics do the talking.

Here's the bad news (or good news, depending on your gender): you'll find it very difficult to find any documented proof that men are better drivers than women. Further, your gender does play a role in how much you pay for your insurance. Generally, the biggest impact is on younger drivers, but if you are a male driver between 18 and 25, you will pay more.

Why would young males pay more? Well, many auto insurance experts would agree with the theory that males, especially young men, tend to drive more aggressively than women. In addition, men will tend to display their aggression in a direct manner, rather than indirectly, which can lead to more road rage incidents. Finally, again in general, male drivers are more likely than women to break the law, with males being greater risk takers. The weight in pricing varies from company to company and by claims experience over time, but, with all other factors being equal, a female between the ages of 18 and 25 would pay less than her male counterpart because as a rule younger women drivers have fewer accidents and moving violations than males in the same age group.

Unfortunately, these statistics seal the fate of a young male driver and his high premium. Figures compiled by the Insurance Institute for Highway Safety (IIHS) show that more men than women die each year in motor vehicle crashes. Individual insurers will not just use outside statistics for their underwriting purposes, but will also use their in-house statistics, which often show more driving infractions of all kinds in a higher percentage among younger male drivers.

However, young female drivers should not be sighing in relief about their rates just yet. More recent statistics show some disturbing trends. The number of female deaths in ca...

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