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Auto Insurance - Are Men Better Drivers? Jonesboro AR

Your gender does play a role in how much you pay for your insurance. The biggest impact is on younger drivers, but if you are a male driver between 18 and 25, you will pay more.

Allstate Auto Insurance
(888) 355-7971
217 Highway 463 N
Trumann, AR
Description
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Philip B. Cole Agency
(870) 932-8112
1317 Stone St
Jonesboro, AR
 
Ford- Benjamin P
(870) 932-1020
2504 Stadium Blvd
Jonesboro, AR
 
Metzgar- Cecil G - State Farm Insurance Agent
(870) 935-1717
2512 Southwest Square
Jonesboro, AR
 
Ben Ford Insurance Agency Inc - State Farm Insurance Agent
(870) 932-1020
2504 Stadium Boulevard
Jonesboro, AR
 
Allstate Auto Insurance
(888) 355-7971
4500 W Kingshighway
Paragould, AR
Description
Safe Drivers Save up to 20% on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Shelter Insurance
(870) 931-7400
2307 Race Street
Jonesboro, AR
 
Reese- Thomas Carroll - State Farm Insurance Agent
(870) 972-6400
2510 East Nettleton Avenue
Jonesboro, AR
 
Allstate Insurance
(870) 268-9992
1817 Woodsprings Road
Jonesboro, AR
 
Pankey Insurance
(870) 935-0600
2424 East Matthews Avenue Suite G
Jonesboro, AR
 

Auto Insurance - Are Men Better Drivers?

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Are Men Better Drivers?

Are men better drivers than women? Are women better drivers than men? The answer could depend on whom you are talking to! However, in the world of insurance, statistics do the talking.

Here's the bad news (or good news, depending on your gender): you'll find it very difficult to find any documented proof that men are better drivers than women. Further, your gender does play a role in how much you pay for your insurance. Generally, the biggest impact is on younger drivers, but if you are a male driver between 18 and 25, you will pay more.

Why would young males pay more? Well, many auto insurance experts would agree with the theory that males, especially young men, tend to drive more aggressively than women. In addition, men will tend to display their aggression in a direct manner, rather than indirectly, which can lead to more road rage incidents. Finally, again in general, male drivers are more likely than women to break the law, with males being greater risk takers. The weight in pricing varies from company to company and by claims experience over time, but, with all other factors being equal, a female between the ages of 18 and 25 would pay less than her male counterpart because as a rule younger women drivers have fewer accidents and moving violations than males in the same age group.

Unfortunately, these statistics seal the fate of a young male driver and his high premium. Figures compiled by the Insurance Institute for Highway Safety (IIHS) show that more men than women die each year in motor vehicle crashes. Individual insurers will not just use outside statistics for their underwriting purposes, but will also use their in-house statistics, which often show more driving infractions of all kinds in a higher percentage among younger male drivers.

However, young female drivers should not be sighing in relief about their rates just yet. More recent statistics show some disturbing trends. The number of female deaths in ca...

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