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Auto Insurance - Are Men Better Drivers? Durant OK

Your gender does play a role in how much you pay for your insurance. The biggest impact is on younger drivers, but if you are a male driver between 18 and 25, you will pay more.

Allstate Auto Insurance
(888) 355-7971
4007 W Highway 70
Durant, OK
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Agee Farmers Insurance Agency & Financial Services
(580) 920-9951
2929 West Main Street
Durant, OK
 
Clint Marcum Ins Agency Inc - State Farm Insurance Agent
(580) 924-8888
924 West Evergreen Street
Durant, OK
 
Bryan County Farm Bureau
(580) 924-2051
Highway 70 East
Durant, OK
 
Carpenter Don H Insurance
(580) 924-8686
501 West Main Street
Durant, OK
 
Allstate Auto Insurance
(888) 355-7971
2300 W Morton St
Denison, TX
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Farm Bureau Insurance
(580) 924-2051
1320 East Highway 70
Durant, OK
 
Carr Kerry Insurance Agency
(580) 924-2051
1320 East Highway 70
Durant, OK
 
Allstate Insurance Companies - Independent Agent- Durant
(580) 924-1964
4007 West Highway 70
Durant, OK
 
Charles Holder Insurance
(903) 465-9087
601 West Main Street
Denison, TX
 

Auto Insurance - Are Men Better Drivers?

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Are Men Better Drivers?

Are men better drivers than women? Are women better drivers than men? The answer could depend on whom you are talking to! However, in the world of insurance, statistics do the talking.

Here's the bad news (or good news, depending on your gender): you'll find it very difficult to find any documented proof that men are better drivers than women. Further, your gender does play a role in how much you pay for your insurance. Generally, the biggest impact is on younger drivers, but if you are a male driver between 18 and 25, you will pay more.

Why would young males pay more? Well, many auto insurance experts would agree with the theory that males, especially young men, tend to drive more aggressively than women. In addition, men will tend to display their aggression in a direct manner, rather than indirectly, which can lead to more road rage incidents. Finally, again in general, male drivers are more likely than women to break the law, with males being greater risk takers. The weight in pricing varies from company to company and by claims experience over time, but, with all other factors being equal, a female between the ages of 18 and 25 would pay less than her male counterpart because as a rule younger women drivers have fewer accidents and moving violations than males in the same age group.

Unfortunately, these statistics seal the fate of a young male driver and his high premium. Figures compiled by the Insurance Institute for Highway Safety (IIHS) show that more men than women die each year in motor vehicle crashes. Individual insurers will not just use outside statistics for their underwriting purposes, but will also use their in-house statistics, which often show more driving infractions of all kinds in a higher percentage among younger male drivers.

However, young female drivers should not be sighing in relief about their rates just yet. More recent statistics show some disturbing trends. The number of female deaths in ca...

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