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Auto Insurance - Are Men Better Drivers? Bismarck ND

Your gender does play a role in how much you pay for your insurance. The biggest impact is on younger drivers, but if you are a male driver between 18 and 25, you will pay more.

Allstate - Pat Stocking
(701) 369-3325
1929 N. Washington St.
Bismarck, ND
Description
Safe Drivers Save 45% or More. Call Your Local Allstate Agent Today. Quick and Easy!

Allstate Insurance Companies
(701) 255-7141
1929 North Washington Street
Bismarck, ND
 
Farmers Insurance
(701) 221-9724
1110 College Drive Suite 215
Bismarck, ND
 
American Family Insurance - Agents- Dee Heintz- Mark Burke
(701) 250-6020
1929 North Washington Street
Bismarck, ND
 
Richter- Terry M - State Farm Insurance Agent
(701) 223-8757
201 North 19th Street
Bismarck, ND
 
Allstate Auto Insurance
(888) 355-7971
1929 N Washington St Ste PPP
Bismarck, ND
Description
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Gotta Ins Agency Inc - State Farm Insurance Agent
(701) 258-5577
2215 East Main Avenue
Bismarck, ND
 
Kramer Agency Inc
(701) 255-4502
322 E Main Ave
Bismarck, ND
 
Allstate Insurance - Patrick N Stocking
(701) 223-4548
1929 N Washington St
Bismarck, ND
 
State Farm Insurance
(701) 628-2532
Po Box 1538
Bismarck, ND
 

Auto Insurance - Are Men Better Drivers?

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Are Men Better Drivers?

Are men better drivers than women? Are women better drivers than men? The answer could depend on whom you are talking to! However, in the world of insurance, statistics do the talking.

Here's the bad news (or good news, depending on your gender): you'll find it very difficult to find any documented proof that men are better drivers than women. Further, your gender does play a role in how much you pay for your insurance. Generally, the biggest impact is on younger drivers, but if you are a male driver between 18 and 25, you will pay more.

Why would young males pay more? Well, many auto insurance experts would agree with the theory that males, especially young men, tend to drive more aggressively than women. In addition, men will tend to display their aggression in a direct manner, rather than indirectly, which can lead to more road rage incidents. Finally, again in general, male drivers are more likely than women to break the law, with males being greater risk takers. The weight in pricing varies from company to company and by claims experience over time, but, with all other factors being equal, a female between the ages of 18 and 25 would pay less than her male counterpart because as a rule younger women drivers have fewer accidents and moving violations than males in the same age group.

Unfortunately, these statistics seal the fate of a young male driver and his high premium. Figures compiled by the Insurance Institute for Highway Safety (IIHS) show that more men than women die each year in motor vehicle crashes. Individual insurers will not just use outside statistics for their underwriting purposes, but will also use their in-house statistics, which often show more driving infractions of all kinds in a higher percentage among younger male drivers.

However, young female drivers should not be sighing in relief about their rates just yet. More recent statistics show some disturbing trends. The number of female deaths in ca...

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