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Auto Insurance - Are Men Better Drivers? Ankeny IA

Your gender does play a role in how much you pay for your insurance. The biggest impact is on younger drivers, but if you are a male driver between 18 and 25, you will pay more.

Allstate Auto Insurance
(888) 355-7971
4505 SW 9th St
Des Moines, IA
Safe Drivers Save 45% or more on Auto Insurance. Call Allstate Now!
Phone Hours
SUN - SAT 12:00AM - 12:00AM

Stubbs- Deborah S
(515) 964-9500
225 SE Oralabor Rd
Ankeny, IA
Doubleday Insurance Agency Inc
(515) 964-0637
110 Southeast Grant Street Suite 203
Ankeny, IA
State Farm Insurance Companies - Agents- Johnston- Waterhouse Glenn
(515) 331-9080
5501 Northwest 86th Street
Johnston, IA
Waterhouse Iii- Glenn A
(515) 223-5566
5501 NW 86th St
Johnston, IA
Sandy Halterman
(515) 963-0404
502 SW 3rd St
Ankeny, IA
Nelson- Kenneth V - State Farm Insurance Agent
(515) 964-4052
114 South Ankeny Boulevard
Ankeny, IA
Smith- Thomas P - State Farm Insurance Agent
(515) 964-8102
322 South Ankeny Boulevard
Ankeny, IA
Jaschen- Mark A - State Farm Insurance Agent
(515) 270-1224
5800 Merle Hay Road Ste 3
Johnston, IA
Nelson Brothers/Schroder
(515) 274-4785
3621 Douglas Ave
Des Moines, IA

Auto Insurance - Are Men Better Drivers?

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Are Men Better Drivers?

Are men better drivers than women? Are women better drivers than men? The answer could depend on whom you are talking to! However, in the world of insurance, statistics do the talking.

Here's the bad news (or good news, depending on your gender): you'll find it very difficult to find any documented proof that men are better drivers than women. Further, your gender does play a role in how much you pay for your insurance. Generally, the biggest impact is on younger drivers, but if you are a male driver between 18 and 25, you will pay more.

Why would young males pay more? Well, many auto insurance experts would agree with the theory that males, especially young men, tend to drive more aggressively than women. In addition, men will tend to display their aggression in a direct manner, rather than indirectly, which can lead to more road rage incidents. Finally, again in general, male drivers are more likely than women to break the law, with males being greater risk takers. The weight in pricing varies from company to company and by claims experience over time, but, with all other factors being equal, a female between the ages of 18 and 25 would pay less than her male counterpart because as a rule younger women drivers have fewer accidents and moving violations than males in the same age group.

Unfortunately, these statistics seal the fate of a young male driver and his high premium. Figures compiled by the Insurance Institute for Highway Safety (IIHS) show that more men than women die each year in motor vehicle crashes. Individual insurers will not just use outside statistics for their underwriting purposes, but will also use their in-house statistics, which often show more driving infractions of all kinds in a higher percentage among younger male drivers.

However, young female drivers should not be sighing in relief about their rates just yet. More recent statistics show some disturbing trends. The number of female deaths in ca...

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