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Additional Liability Coverage Oregon City OR

umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability.

Allstate Insurance - Tom Kerns
(503) 657-3270
914 Molalla Avenue Suite 102
OREGON CITY, OR
Services
Homeowners Insurance

American Family Insurance - Nathan Alexander
(503) 656-6555
19093 S Beavercreed Rd #351
OREGON CITY, OR
Services
Homeowners Insurance

Allstate Insurance - Ted S Freeland
(503) 675-8645
18615 Willamette Dr
WEST LINN, OR
Services
Homeowners Insurance

Nelson Insurance Services Inc.
(503) 786-8066
4404 SE King Rd
PORTLAND, OR
Services
Homeowners Insurance

Asher Insurance Service Inc
(503) 233-2393
5210 Se 26th Ave
PORTLAND, OR
Services
Homeowners Insurance

Madeira Cooper Insurance
(503) 655-5141
1017 Molalla Ave
OREGON CITY, OR
Services
Homeowners Insurance

American Family Insurance - Mark Hanson Agency- Inc.
(503) 636-3507
21780 Willamette Drive
WEST LINN, OR
Services
Homeowners Insurance

Allstate Insurance-Larry T Choruby
(503) 777-9005
5637 Se King Rd
PORTLAND, OR
Services
Homeowners Insurance

Allstate Insurance - Ted Freeland
(503) 266-1290
691 SE 1st Street
CANBY, OR
Services
Homeowners Insurance

Farmers Insurance Group
(503) 682-1583
8655 Sw Citizens Dr
WILSONVILLE, OR
Services
Homeowners Insurance

Additional Liability Coverage

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Additional Liability Coverage

It's true that most home insurance policies - whether for the home, condo or apartment - will have a liability component. However, many people now carry umbrella liability policies as well in order to give them and their families more protection.

Should you do that? Well, here's what you have to consider: how much can you lose? In today's litigious environment many suit's are for large amounts. The liability in your home insurance policy is not likely to be enough.

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Your umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability. Most liability insurance companies will want you to have existing coverage through your home policy of at least $250,000 and coverage through your auto insurance of $300,000 (which is normally the state minimum). Then, you purchase your umbrella liability insurance over and above that.

Generally, it's recommended that you have this additional liability insurance if you have personal assets you would like to protect.

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