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Additional Liability Coverage North Kingstown RI

umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability.

Larry H. Miranda Insurance & Financial Services
508-78-8825
Carey, Richmond & Viking affiliate
Tiverton , RI
Alternate Phone Number
508-789-8825

Vincent S. Podmaska Agency
(401) 273-8700
1465 Atwood Ave
Johnston, RI
 
Sangster Insurance
(401) 295-2200
45 Brown St
North Kingstown, RI
 
Cross John Ins
(401) 886-7771
6310 Post Rd
North Kingstown, RI
 
Chamber Benefits Group Inc
(401) 295-2902
45 Brown St
North Kingstown, RI
 
Vincent S. Podmaska Agency
(401) 273-8700
1465 Atwood Ave
Johnston, RI
 
Larry H. Miranda Insurance & Financial Services
508-78-8825
Carey, Richmond & Viking affiliate
Tiverton , RI
Alternate Phone Number
508-789-8825

Usi New England
(401) 294-7500
1130 Ten Rod Rd
North Kingstown, RI
 
Revens Gates Insurance Inc
(401) 294-9537
1130 Ten Rod Rd Ste E201
North Kingstown, RI
 
Tower Hill Insurance Agency
(401) 295-0215
755 Tower Hill Rd
North Kingstown, RI
 

Additional Liability Coverage

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Additional Liability Coverage

It's true that most home insurance policies - whether for the home, condo or apartment - will have a liability component. However, many people now carry umbrella liability policies as well in order to give them and their families more protection.

Should you do that? Well, here's what you have to consider: how much can you lose? In today's litigious environment many suit's are for large amounts. The liability in your home insurance policy is not likely to be enough.

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Your umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability. Most liability insurance companies will want you to have existing coverage through your home policy of at least $250,000 and coverage through your auto insurance of $300,000 (which is normally the state minimum). Then, you purchase your umbrella liability insurance over and above that.

Generally, it's recommended that you have this additional liability insurance if you have personal assets you would like to protect.

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