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Additional Liability Coverage Moscow ID

umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability.

AIA Insurance
(509) 332-3535
375 South Grand Avenue
PULLMAN, WA
Services
Homeowners Insurance

Bruce E Lind
(208) 522-0076
244 W Broadway St
Idaho Falls, ID
 
American Family Insurance Ryan Keen
(208) 344-2985
1175 E Parkcenter Blvd Ste 105
Boise, ID
 
Waters Jim Insurance
(208) 466-4800
1713 12th Avenue Road
Nampa, ID
 
Mountain West Insurance
(208) 324-2828
602 South Lincoln Avenue
Jerome, ID
 
American Family Insurance Peter Dover
(208) 938-4901
408 S Eagle Rd Ste 109
Eagle, ID
 
Allstate Insurance Companies Sales Offices Idaho Falls
(208) 557-0727
100 North Woodruff Avenue
Idaho Falls, ID
 
Allstate Insurance Clark Nielsen
(208) 288-1690
2000 S Eagle Rd
Meridian, ID
 
Harris Dean Insurance
(208) 667-9406
Po Box 430
Coeur D Alene, ID
 
Farmers Insurance Harrigfeld Agency
(208) 529-1503
1650 S Woodruff Ave
Idaho Falls, ID
 

Additional Liability Coverage

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Additional Liability Coverage

It's true that most home insurance policies - whether for the home, condo or apartment - will have a liability component. However, many people now carry umbrella liability policies as well in order to give them and their families more protection.

Should you do that? Well, here's what you have to consider: how much can you lose? In today's litigious environment many suit's are for large amounts. The liability in your home insurance policy is not likely to be enough.

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Your umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability. Most liability insurance companies will want you to have existing coverage through your home policy of at least $250,000 and coverage through your auto insurance of $300,000 (which is normally the state minimum). Then, you purchase your umbrella liability insurance over and above that.

Generally, it's recommended that you have this additional liability insurance if you have personal assets you would like to protect.

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