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Additional Liability Coverage Moscow ID

umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability.

AIA Insurance
(509) 332-3535
375 South Grand Avenue
PULLMAN, WA
Services
Homeowners Insurance

Farmers Insurance Post Falls Agency
(208) 773-7548
504 E Seltice Way
Post Falls, ID
 
Silvermark Insurance
(208) 664-8141
2020 North Lakewood Drive
Coeur D Alene, ID
 
James Insurance
(208) 232-5856
840 East Alameda Road Suite B
Pocatello, ID
 
Swett And Crawford
(208) 376-1161
9196 W Barnes Dr
Boise, ID
 
American Family Insurance Nanci Uli
(208) 286-4680
1551 W Cherry Ln Ste 105
Meridian, ID
 
Allstate Insurance David M. Kuck
(208) 288-2113
850 E. Eranklin Rd. Suite #407
Meridian, ID
 
Farmers Insurance Peter Olson
(208) 466-2101
119 S Valley Dr Across Walmart
Nampa, ID
 
Allstate Insurance Companies Sales Offices Idaho Falls
(208) 557-0727
100 North Woodruff Avenue
Idaho Falls, ID
 
American Family Insurance Rechelle Boston
(208) 321-7560
10494 Overland Rd
Boise, ID
 

Additional Liability Coverage

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Additional Liability Coverage

It's true that most home insurance policies - whether for the home, condo or apartment - will have a liability component. However, many people now carry umbrella liability policies as well in order to give them and their families more protection.

Should you do that? Well, here's what you have to consider: how much can you lose? In today's litigious environment many suit's are for large amounts. The liability in your home insurance policy is not likely to be enough.

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Your umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability. Most liability insurance companies will want you to have existing coverage through your home policy of at least $250,000 and coverage through your auto insurance of $300,000 (which is normally the state minimum). Then, you purchase your umbrella liability insurance over and above that.

Generally, it's recommended that you have this additional liability insurance if you have personal assets you would like to protect.

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