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Additional Liability Coverage Minot ND

umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability.

Farmers Union Insurance Agency - Agents-Daryl Halvorson & Daryl Kudrna
(701) 483-9090
620 West Villard Street
DICKINSON, ND
Services
Homeowners Insurance

Cooperative Insurance Agency LLC
(701) 770-0083
1300 Bison Drive
WILLISTON, ND
Services
Homeowners Insurance

Farmers Insurance Group
(701) 235-6409
1815 S University Dr
FARGO, ND
Services
Homeowners Insurance

Kramer Agency
(701) 257-7284
123 East Broadway Avenue
BISMARCK, ND
Services
Homeowners Insurance

Farmers Union Insurance Cooperae Insurance Agency
(701) 572-3292
Western Co Op Credit
WILLISTON, ND
Services
Homeowners Insurance

Kramer Agency Inc
(701) 255-4502
322 E Main Ave
BISMARCK, ND
Services
Homeowners Insurance

McClintock Agency
(701) 776-2242
415 3rd Avenue Southwest
RUGBY, ND
Services
Homeowners Insurance

Weber Insurance Agency- Inc.
(701) 347-5954
606 1st Street North
CASSELTON, ND
Services
Homeowners Insurance

Virgil Voegele & Assoc
(701) 873-2541
215 Highway 49 N
BEULAH, ND
Services
Homeowners Insurance

Bob Roesler Agency
(701) 271-6902
15 Broadway
FARGO, ND
Services
Homeowners Insurance

Additional Liability Coverage

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Additional Liability Coverage

It's true that most home insurance policies - whether for the home, condo or apartment - will have a liability component. However, many people now carry umbrella liability policies as well in order to give them and their families more protection.

Should you do that? Well, here's what you have to consider: how much can you lose? In today's litigious environment many suit's are for large amounts. The liability in your home insurance policy is not likely to be enough.

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Your umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability. Most liability insurance companies will want you to have existing coverage through your home policy of at least $250,000 and coverage through your auto insurance of $300,000 (which is normally the state minimum). Then, you purchase your umbrella liability insurance over and above that.

Generally, it's recommended that you have this additional liability insurance if you have personal assets you would like to protect.

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