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Additional Liability Coverage Manhattan KS

umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability.

Riggs Jerry Insurance
(785) 776-4588
1115 Westport Drive Suite D
Manhattan, KS
 
Farmers Insurance Financial Services
(785) 776-9382
2044 Tuttle Creek Boulevard
Manhattan, KS
 
Wood Chris Lutcf
(785) 537-3808
2044 Tuttle Creek Boulevard
Manhattan, KS
 
Jim Sipes Insurance
(785) 539-1511
1325 Poyntz Avenue
Manhattan, KS
 
Cardinal Insurance Co Inc
(785) 238-1138
Po Box 847
Junction City, KS
 
Gross Ins
(785) 776-4709
105 S 4th St
Manhattan, KS
 
Sullivan And Associates Inc
(785) 539-7576
720 Poyntz Avenue
Manhattan, KS
 
Holmes Insurance Agency
(785) 539-1101
422 North Juliette Avenue
Manhattan, KS
 
Sullivan And Assoc Inc
(785) 456-2052
1418 Vine Street
Wamego, KS
 
American Family Insurance Jeff Bauman
(785) 238-1987
238 West 8th Street
Junction City, KS
 

Additional Liability Coverage

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Additional Liability Coverage

It's true that most home insurance policies - whether for the home, condo or apartment - will have a liability component. However, many people now carry umbrella liability policies as well in order to give them and their families more protection.

Should you do that? Well, here's what you have to consider: how much can you lose? In today's litigious environment many suit's are for large amounts. The liability in your home insurance policy is not likely to be enough.

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Your umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability. Most liability insurance companies will want you to have existing coverage through your home policy of at least $250,000 and coverage through your auto insurance of $300,000 (which is normally the state minimum). Then, you purchase your umbrella liability insurance over and above that.

Generally, it's recommended that you have this additional liability insurance if you have personal assets you would like to protect.

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