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Additional Liability Coverage Kailua HI

umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability.

Allstate Insurance Chun And Associates Inc.
(808) 732-8661
1144 10th Ave Ste 202a
Honolulu, HI
 
Allstate Insurancericky Bonilla
(808) 842-5844
2024 N King St Ste 101b
Honolulu, HI
 
Hawaiian Insurance And Guaranty Company Limited
(808) 536-2777
1001 Bishop Street Suite 500
Honolulu, HI
 
Allstate Insurance Peter I. Kaneshige
(808) 485-8660
98-029 Hekaha St Suite 4
Aiea, HI
 
Wessel And Associates Incorporated
(808) 986-1400
1063 Lower Main Street
Wailuku, HI
 
Carrs Insurance Agency
(808) 836-2277
2850 Paa St Suite 214
Honolulu, HI
 
Allstate Insuranceandrew Ku
(808) 593-8342
1314 South King Street #752
Honolulu, HI
 
Allstate Insurance Lawrence Sullivan
(808) 486-9995
99-080 Kauhale St C-19
Aiea, HI
 
Allstate Insurancericky Bonilla
(808) 842-5844
2024 N King St Ste 101b
Honolulu, HI
 
Allstate Insurancealan A. Oda
(808) 935-3360
282 Ululani St
Hilo, HI
 

Additional Liability Coverage

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Additional Liability Coverage

It's true that most home insurance policies - whether for the home, condo or apartment - will have a liability component. However, many people now carry umbrella liability policies as well in order to give them and their families more protection.

Should you do that? Well, here's what you have to consider: how much can you lose? In today's litigious environment many suit's are for large amounts. The liability in your home insurance policy is not likely to be enough.

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Your umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability. Most liability insurance companies will want you to have existing coverage through your home policy of at least $250,000 and coverage through your auto insurance of $300,000 (which is normally the state minimum). Then, you purchase your umbrella liability insurance over and above that.

Generally, it's recommended that you have this additional liability insurance if you have personal assets you would like to protect.

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