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Additional Liability Coverage Hobbs NM

umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability.

Farmer''s Insurance JD Whittington Agency
(505) 396-3925
107 North Main Avenue
LOVINGTON, NM
Services
Homeowners Insurance

Asw Insurors Inc Dba
(505) 294-4004
2132 Osuna Rd NE
ALBUQUERQUE, NM
Services
Homeowners Insurance

Talbot Agency Inc
(505) 828-4145
7770 Jefferson St NE
ALBUQUERQUE, NM
Services
Homeowners Insurance

Allstate Insurance - Joe Keller
(505) 898-8565
6321 Riverside Plaza Lane Nw Ste A
ALBUQUERQUE, NM
Services
Homeowners Insurance

Brooke Insurance & Financial Svc. Bob McGonigle CIC
(505) 523-1100
156 Wyatt Drive # 5
LAS CRUCES, NM
Services
Homeowners Insurance

George Gandy Insurance
(505) 396-5516
614 South Main
LOVINGTON, NM
Services
Homeowners Insurance

Allstate Insurance - Jalene Berger
(505) 891-1780
1117 Rio Rancho Dr Se #28
RIO RANCHO, NM
Services
Homeowners Insurance

US United Group Insurance
(505) 281-3846
7 Pioneer Park
EDGEWOOD, NM
Services
Homeowners Insurance

Stroud Insurance Agency
(505) 258-3377
Po Box 3240
RUIDOSO, NM
Services
Homeowners Insurance

Geico Insurance - Local Sales & Service
(505) 265-1600
5513 Menaul Boulevard Northeast
ALBUQUERQUE, NM
Services
Homeowners Insurance

Additional Liability Coverage

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Additional Liability Coverage

It's true that most home insurance policies - whether for the home, condo or apartment - will have a liability component. However, many people now carry umbrella liability policies as well in order to give them and their families more protection.

Should you do that? Well, here's what you have to consider: how much can you lose? In today's litigious environment many suit's are for large amounts. The liability in your home insurance policy is not likely to be enough.

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Your umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability. Most liability insurance companies will want you to have existing coverage through your home policy of at least $250,000 and coverage through your auto insurance of $300,000 (which is normally the state minimum). Then, you purchase your umbrella liability insurance over and above that.

Generally, it's recommended that you have this additional liability insurance if you have personal assets you would like to protect.

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