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Additional Liability Coverage Grants Pass OR

umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability.

American Family Insurance - Peter Bauer
(503) 214-2942
4400 Sw 110th Ave Ste 201
BEAVERTON, OR
Services
Homeowners Insurance

Autowise Insurance Center
(503) 393-8990
3855 River Road North
SALEM, OR
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Homeowners Insurance

American Family Insurance - Renee Poole
(503) 359-5459
2036 Main St Ste A
FOREST GROVE, OR
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Homeowners Insurance

Allstate Insurance - Tom Kerns
(503) 657-3270
914 Molalla Avenue Suite 102
OREGON CITY, OR
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Homeowners Insurance

Madeira Cooper Insurance
(503) 655-5141
1017 Molalla Ave
OREGON CITY, OR
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Homeowners Insurance

American Family Insurance - Nathan Alexander
(503) 656-6555
19093 S Beavercreed Rd #351
OREGON CITY, OR
Services
Homeowners Insurance

American Family Insurance - Brian Harvey Agency- Inc.
(503) 644-1116
475 Nw Saltzman Rd
PORTLAND, OR
Services
Homeowners Insurance

American Family Insurance - Eric Carlson
(503) 846-1812
2605 Se Tv Hwy Ste B
HILLSBORO, OR
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Homeowners Insurance

Alexander Morford
(503) 295-3668
121 SW Morrison St Ste 845
PORTLAND, OR
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American Family Insurance - Suzanne Gallant
(503) 620-8701
Po Box 230608
PORTLAND, OR
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Homeowners Insurance

Additional Liability Coverage

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Additional Liability Coverage

It's true that most home insurance policies - whether for the home, condo or apartment - will have a liability component. However, many people now carry umbrella liability policies as well in order to give them and their families more protection.

Should you do that? Well, here's what you have to consider: how much can you lose? In today's litigious environment many suit's are for large amounts. The liability in your home insurance policy is not likely to be enough.

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Your umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability. Most liability insurance companies will want you to have existing coverage through your home policy of at least $250,000 and coverage through your auto insurance of $300,000 (which is normally the state minimum). Then, you purchase your umbrella liability insurance over and above that.

Generally, it's recommended that you have this additional liability insurance if you have personal assets you would like to protect.

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