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Additional Liability Coverage Grants Pass OR

umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability.

Allstate Insurance-Simion Gorea
(503) 296-6711
2112 Nw Northrup St
PORTLAND, OR
Services
Homeowners Insurance

American Family Insurance - Samuel Adams
(503) 643-9922
4800 Sw Griffith Dr Ste 104
BEAVERTON, OR
Services
Homeowners Insurance

Aic-Sether Insurance Agency
(503) 829-3150
112 Grange Avenue
MOLALLA, OR
Services
Homeowners Insurance

Modern Insurance Marketing
(503) 694-2878
31840 Charbonneau Drive Suite E
WILSONVILLE, OR
Services
Homeowners Insurance

Allstate Insurance - Jerry Morey
(503) 371-7575
2651 Commercial Street Se Suite 2
SALEM, OR
Services
Homeowners Insurance

American Family Insurance - Kurt Andrews
(503) 968-8989
15405 Sw 116th Ave Ste 103
PORTLAND, OR
Services
Homeowners Insurance

The Summit Group Of Oregon Llc
(503) 581-2825
925 Commercial St Se Ste 300
SALEM, OR
Services
Homeowners Insurance

Allstate Insurance-Gerald Guerrero
(503) 618-1000
2468 Se Burnside Rd
GRESHAM, OR
Services
Homeowners Insurance

McNair Roger Insurance
(503) 378-0535
5044 Commercial Street Southeast
SALEM, OR
Services
Homeowners Insurance

Allstate Insurance - Tom Kerns
(503) 657-3270
914 Molalla Avenue Suite 102
OREGON CITY, OR
Services
Homeowners Insurance

Additional Liability Coverage

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Additional Liability Coverage

It's true that most home insurance policies - whether for the home, condo or apartment - will have a liability component. However, many people now carry umbrella liability policies as well in order to give them and their families more protection.

Should you do that? Well, here's what you have to consider: how much can you lose? In today's litigious environment many suit's are for large amounts. The liability in your home insurance policy is not likely to be enough.

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Your umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability. Most liability insurance companies will want you to have existing coverage through your home policy of at least $250,000 and coverage through your auto insurance of $300,000 (which is normally the state minimum). Then, you purchase your umbrella liability insurance over and above that.

Generally, it's recommended that you have this additional liability insurance if you have personal assets you would like to protect.

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