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Additional Liability Coverage Gardnerville NV

umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability.

American Family Insurance Gloria Stinson
(702) 564-5396
633 N Stephanie St
HENDERSON, NV
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Allstate Insurance - Steve Terelak
(775) 322-1618
1334 Disc Drive
SPARKS, NV
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Allstate Insurance - Robert S Risley
(702) 656-8602
4937 W Craig Rd
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Allstate Insurance - Bob Margison
(702) 258-7371
140 S Decatur Blvd
LAS VEGAS, NV
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Allstate Insurance - Moe Elousta
(702) 733-7377
1555 E Flamingo #107
LAS VEGAS, NV
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Allstate Insurance-Garver Insurance Services
(775) 787-6333
5365 Mae Anne Ave Ste B-14a
RENO, NV
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Allstate Insurance-Peace Empire Agency Inc.(Dianne Peace)
(702) 870-4000
5710 W Charleston Blvd
LAS VEGAS, NV
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Allstate Insurance - Gene L Gardella
(775) 786-2288
575 Forest St St #208
RENO, NV
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Allstate Insurance - Gregory K. Robinson
(702) 656-8060
7450 W Cheyenne Ave #117
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American Family Insurance- George P. Davis
(702) 256-3510
4960 S. Fort Apache Rd
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Additional Liability Coverage

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Additional Liability Coverage

It's true that most home insurance policies - whether for the home, condo or apartment - will have a liability component. However, many people now carry umbrella liability policies as well in order to give them and their families more protection.

Should you do that? Well, here's what you have to consider: how much can you lose? In today's litigious environment many suit's are for large amounts. The liability in your home insurance policy is not likely to be enough.

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Your umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability. Most liability insurance companies will want you to have existing coverage through your home policy of at least $250,000 and coverage through your auto insurance of $300,000 (which is normally the state minimum). Then, you purchase your umbrella liability insurance over and above that.

Generally, it's recommended that you have this additional liability insurance if you have personal assets you would like to protect.

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