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Additional Liability Coverage Farmington NM

umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability.

Allstate Insurance-Ramos Agency
(505) 327-9667
2400 E 20th St
FARMINGTON, NM
Services
Homeowners Insurance

Brown & Brown Of New Mexico In
(505) 821-5888
6121 Indian School Rd Ne
ALBUQUERQUE, NM
Services
Homeowners Insurance

Western Assurance
(575) 265-8481
2001 Carlisle Blvd NE
ALBUQUERQUE, NM
Services
Homeowners Insurance

Asw Insurors Inc Dba
(505) 294-4004
2132 Osuna Rd NE
ALBUQUERQUE, NM
Services
Homeowners Insurance

Terry Cosper
(505) 898-5556
10131 Coors Boulevard Northwest
ALBUQUERQUE, NM
Services
Homeowners Insurance

Allstate Insurance - Ray Edward Holguin
(505) 525-9645
324 W Amador Ave
LAS CRUCES, NM
Services
Homeowners Insurance

Farmers Insurance Group
(505) 896-5566
2104 Southern Boulevard Southeast
RIO RANCHO, NM
Services
Homeowners Insurance

Franklin Insurance Agency
(505) 896-0160
2345 Southern Boulevard Southeast Suite C4
RIO RANCHO, NM
Services
Homeowners Insurance

Varela Insurance
(505) 982-3839
1907 Saint Michaels Dr
SANTA FE, NM
Services
Homeowners Insurance

Lucas-Vigil Insurance Agency Inc
(505) 722-4576
607 West Aztec Avenue
GALLUP, NM
Services
Homeowners Insurance

Additional Liability Coverage

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Additional Liability Coverage

It's true that most home insurance policies - whether for the home, condo or apartment - will have a liability component. However, many people now carry umbrella liability policies as well in order to give them and their families more protection.

Should you do that? Well, here's what you have to consider: how much can you lose? In today's litigious environment many suit's are for large amounts. The liability in your home insurance policy is not likely to be enough.

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Your umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability. Most liability insurance companies will want you to have existing coverage through your home policy of at least $250,000 and coverage through your auto insurance of $300,000 (which is normally the state minimum). Then, you purchase your umbrella liability insurance over and above that.

Generally, it's recommended that you have this additional liability insurance if you have personal assets you would like to protect.

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