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Additional Liability Coverage Farmington NM

umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability.

Allstate Insurance-Ramos Agency
(505) 327-9667
2400 E 20th St
FARMINGTON, NM
Services
Homeowners Insurance

Daniels Ins Agcy Inc
(575) 766-9676
320 Gold Ave SW Ste 700
ALBUQUERQUE, NM
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Allstate Insurance
(505) 255-3371
503 San Mateo Boulevard Northeast
ALBUQUERQUE, NM
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Mountain Insurance Services
(505) 281-5099
12443 State Highway 14 North
CEDAR CREST, NM
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Homeowners Insurance

Allstate Insurance - Randolph Castillo
(505) 527-2931
3201 S Main St # A
LAS CRUCES, NM
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Homeowners Insurance

Allstate Insurance - Jalene Berger
(505) 891-1780
1117 Rio Rancho Dr Se #28
RIO RANCHO, NM
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Cress Insurance
(505) 938-2430
6101 Moon St NE Ste 1000
ALBUQUERQUE, NM
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Miller Insurance Center
(505) 889-9300
3600 Menaul Boulevard Northeast
ALBUQUERQUE, NM
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Homeowners Insurance

Allstate Insurance - Chris P. Anderson
(505) 994-1955
2003 Southern Boulevard Southeast #110
RIO RANCHO, NM
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Cooperative Insurance
(505) 266-7771
2001 San Mateo Blvd NE
ALBUQUERQUE, NM
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Additional Liability Coverage

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Additional Liability Coverage

It's true that most home insurance policies - whether for the home, condo or apartment - will have a liability component. However, many people now carry umbrella liability policies as well in order to give them and their families more protection.

Should you do that? Well, here's what you have to consider: how much can you lose? In today's litigious environment many suit's are for large amounts. The liability in your home insurance policy is not likely to be enough.

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Your umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability. Most liability insurance companies will want you to have existing coverage through your home policy of at least $250,000 and coverage through your auto insurance of $300,000 (which is normally the state minimum). Then, you purchase your umbrella liability insurance over and above that.

Generally, it's recommended that you have this additional liability insurance if you have personal assets you would like to protect.

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