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Additional Liability Coverage Evergreen CO

umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability.

Shirley Chapman Insurance
(303) 697-6652
7652 S Sourdough Dr
Morrison, CO
 
Allstate Insurance Patricia Mccaskey
(303) 971-0555
10789 Bradford Rd Ste. 240
Littleton, CO
 
Allstate Insurance Laura Inzano
(303) 973-4433
6901 S Pierce St #350
Littleton, CO
 
Financial Dimensions Ltd
(303) 985-4093
1050 S Union Blvd
Lakewood, CO
 
Allstate Insurance George Sechrist
(800) 979-1288
8280 W Coal Mine Ave Ste 15
Littleton, CO
 
Advantage Insurance And Financial Services Inc.
(303) 973-5161
10288 West Chatfield Avenue 300
Denver, CO
 
Allstate Insurancea Aaron Hoeltgen Agency Inc
(303) 933-0023
10184 W Belleview Ave
Littleton, CO
 
Allstate Insurance Joe Anderson
(303) 986-3141
12354 Alameda Parkway 140h
Lakewood, CO
 
Allstate Insurancethe Bidwell Agency Inc.
(303) 922-4012
7550 W Yale Ave Ste A230
Lakewood, CO
 
Allstate Insurance Steve Nix
(303) 989-8403
3609 S Wadsworth 116
Lakewood, CO
 

Additional Liability Coverage

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Additional Liability Coverage

It's true that most home insurance policies - whether for the home, condo or apartment - will have a liability component. However, many people now carry umbrella liability policies as well in order to give them and their families more protection.

Should you do that? Well, here's what you have to consider: how much can you lose? In today's litigious environment many suit's are for large amounts. The liability in your home insurance policy is not likely to be enough.

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Your umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability. Most liability insurance companies will want you to have existing coverage through your home policy of at least $250,000 and coverage through your auto insurance of $300,000 (which is normally the state minimum). Then, you purchase your umbrella liability insurance over and above that.

Generally, it's recommended that you have this additional liability insurance if you have personal assets you would like to protect.

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