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Additional Liability Coverage Dover NH

umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability.

Richardson Group the
(603) 742-1616
34 Dover Point Rd
Dover, NH
 
Always Affordable Insurance
(603) 743-4200
251 Central Ave
Dover, NH
 
Allstate
(603) 743-1888
595 Central Ave
Dover, NH
 
Branyen Financial Services
(603) 749-5334
662 Central Ave
Dover, NH
 
Allstate
(603) 749-7499
595 Central Ave
Dover, NH
 
Lineweber & Giffin Insurance Agency Inc
(603) 742-6100
5 1st St
Dover, NH
 
Patty Flynn Insurance
(603) 742-6855
6C Dover Point Rd
Dover, NH
 
Lalas Insurance Agency
(603) 740-9310
692 Central Ave
Dover, NH
 
Kane Insurance
(603) 742-6960
Littleworth Rd
Dover, NH
 
McDuffee Insurance Agency
(603) 742-1452
93 Washington St
Dover, NH
 

Additional Liability Coverage

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Additional Liability Coverage

It's true that most home insurance policies - whether for the home, condo or apartment - will have a liability component. However, many people now carry umbrella liability policies as well in order to give them and their families more protection.

Should you do that? Well, here's what you have to consider: how much can you lose? In today's litigious environment many suit's are for large amounts. The liability in your home insurance policy is not likely to be enough.

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Your umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability. Most liability insurance companies will want you to have existing coverage through your home policy of at least $250,000 and coverage through your auto insurance of $300,000 (which is normally the state minimum). Then, you purchase your umbrella liability insurance over and above that.

Generally, it's recommended that you have this additional liability insurance if you have personal assets you would like to protect.

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