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Additional Liability Coverage Carson City NV

umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability.

Allstate Insurance-Penrod Insurance Agency
(775) 853-3591
8175 S Virginia St
RENO, NV
Services
Homeowners Insurance

Allstate Insurance-Penrod Insurance Agency
(775) 853-3591
8175 S Virginia St
RENO, NV
Services
Homeowners Insurance

Leavitt Ins Group Of Nv
(702) 839-1666
PO Box 36774
LAS VEGAS, NV
Services
Homeowners Insurance

American Family Insurance- Robert Harrison
(702) 395-9604
7171 W Craig Rd Suite #108
LAS VEGAS, NV
Services
Homeowners Insurance

Allstate Insurance - Mike Kundanani
(702) 364-1600
1450 W Horizon Ridge C210
LAS VEGAS, NV
Services
Homeowners Insurance

Allstate Insurance - Brian Banks
(702) 645-2453
4343 N Rancho Rd/216
LAS VEGAS, NV
Services
Homeowners Insurance

Allstate Insurance - Moe Elousta
(702) 733-7377
1555 E Flamingo #107
LAS VEGAS, NV
Services
Homeowners Insurance

Allstate Insurance - Misty- Joe And Mitzi Chadwick
(702) 451-4409
2620 Regatta Dr #122
LAS VEGAS, NV
Services
Homeowners Insurance

Allstate Insurance - Gene L Gardella
(775) 786-2288
575 Forest St St #208
RENO, NV
Services
Homeowners Insurance

Allstate Insurance-Michael Westra Agency
(702) 435-4211
205 N Stephanie St Ste E
LAS VEGAS, NV
Services
Homeowners Insurance

Additional Liability Coverage

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Additional Liability Coverage

It's true that most home insurance policies - whether for the home, condo or apartment - will have a liability component. However, many people now carry umbrella liability policies as well in order to give them and their families more protection.

Should you do that? Well, here's what you have to consider: how much can you lose? In today's litigious environment many suit's are for large amounts. The liability in your home insurance policy is not likely to be enough.

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Your umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability. Most liability insurance companies will want you to have existing coverage through your home policy of at least $250,000 and coverage through your auto insurance of $300,000 (which is normally the state minimum). Then, you purchase your umbrella liability insurance over and above that.

Generally, it's recommended that you have this additional liability insurance if you have personal assets you would like to protect.

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