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Additional Liability Coverage Ankeny IA

umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability.

Doubleday Insurance Agency Inc
(515) 964-0637
110 Southeast Grant Street Suite 203
Ankeny, IA
 
Nelson Brothers/schroder
(515) 274-4785
3621 Douglas Ave
Des Moines, IA
 
Holmes Murphy And Associates Inc
(515) 223-6800
420 Watson Powell Jr Way
Des Moines, IA
 
Advantageclive Insurance
(515) 222-4884
8421 University Boulevard Suite G
Clive, IA
 
Allstate Insurance Nathan Hilton
(515) 270-4818
5713 Madison Ave
Des Moines, IA
 
Allstate Insurance Nathan Hilton
(515) 270-4818
5713 Madison Ave
Des Moines, IA
 
Wells Fargo
(515) 245-3173
666 Walnut St
Des Moines, IA
 
Brookslussem Insurance Inc
(515) 243-4289
10546 Justin Drive
Urbandale, IA
 
A1 Insurance
(515) 440-0829
8421 University Boulevard Suite G
Clive, IA
 
Allstate Insurance Companies Sales Offices
(712) 252-9898
818 West 8th Street
Sioux City, IA
 

Additional Liability Coverage

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Additional Liability Coverage

It's true that most home insurance policies - whether for the home, condo or apartment - will have a liability component. However, many people now carry umbrella liability policies as well in order to give them and their families more protection.

Should you do that? Well, here's what you have to consider: how much can you lose? In today's litigious environment many suit's are for large amounts. The liability in your home insurance policy is not likely to be enough.

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Your umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability. Most liability insurance companies will want you to have existing coverage through your home policy of at least $250,000 and coverage through your auto insurance of $300,000 (which is normally the state minimum). Then, you purchase your umbrella liability insurance over and above that.

Generally, it's recommended that you have this additional liability insurance if you have personal assets you would like to protect.

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