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Additional Liability Coverage Albuquerque NM

umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability.

Manuel Lujan Agencies
(505) 864-1400
1501 E River Rd
ALBUQUERQUE, NM
Services
Homeowners Insurance

Cooperative Insurance
(505) 266-7771
2001 San Mateo Blvd NE
ALBUQUERQUE, NM
Services
Homeowners Insurance

Manuel Lujan Agencies
(575) 266-7771
2001 San Mateo Blvd NE
ALBUQUERQUE, NM
Services
Homeowners Insurance

Martin-Mcmullan Agency
(505) 888-5436
2800 San Mateo Boulevard Northeast
ALBUQUERQUE, NM
Services
Homeowners Insurance

Daniels Ins Agcy Inc
(575) 766-9676
320 Gold Ave SW Ste 700
ALBUQUERQUE, NM
Services
Homeowners Insurance

Geico Insurance - Local Sales & Service
(505) 265-1600
5513 Menaul Boulevard Northeast
ALBUQUERQUE, NM
Services
Homeowners Insurance

Brown & Brown Of New Mexico In
(505) 821-5888
6121 Indian School Rd Ne
ALBUQUERQUE, NM
Services
Homeowners Insurance

Western Assurance
(575) 265-8481
2001 Carlisle Blvd NE
ALBUQUERQUE, NM
Services
Homeowners Insurance

Miller Insurance Center
(505) 889-9300
3600 Menaul Boulevard Northeast
ALBUQUERQUE, NM
Services
Homeowners Insurance

Allstate Insurance - Edward O. Reyna
(505) 881-9171
4004 Carlisle Boulevard Northeast Ste L
ALBUQUERQUE, NM
Services
Homeowners Insurance

Additional Liability Coverage

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Additional Liability Coverage

It's true that most home insurance policies - whether for the home, condo or apartment - will have a liability component. However, many people now carry umbrella liability policies as well in order to give them and their families more protection.

Should you do that? Well, here's what you have to consider: how much can you lose? In today's litigious environment many suit's are for large amounts. The liability in your home insurance policy is not likely to be enough.

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Your umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability. Most liability insurance companies will want you to have existing coverage through your home policy of at least $250,000 and coverage through your auto insurance of $300,000 (which is normally the state minimum). Then, you purchase your umbrella liability insurance over and above that.

Generally, it's recommended that you have this additional liability insurance if you have personal assets you would like to protect.

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