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Additional Liability Coverage Aberdeen SD

umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability.

Farmers Union Insurance
(605) 229-3945
634 South Roosevelt Street Suite 2
ABERDEEN, SD
Services
Homeowners Insurance

Primerica Financial Svc
(605) 348-0284
429 Kansas City Street
RAPID CITY, SD
Services
Homeowners Insurance

Midwest Insurance Agency
(605) 665-2389
909 Broadway Avenue Suite 5
YANKTON, SD
Services
Homeowners Insurance

Bechtel David & Don Insurance
(605) 336-6227
232 East 12th Street
SIOUX FALLS, SD
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Homeowners Insurance

Exchange Insurance Agency
(605) 647-2853
206 South Main Street
LENNOX, SD
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Homeowners Insurance

Community First Insurance
(605) 352-6786
76 3rd Street Southwest
HURON, SD
Services
Homeowners Insurance

MT & RC Smith Insurance
(605) 665-3611
306 Walnut Street
YANKTON, SD
Services
Homeowners Insurance

Person Leroy-Farmers Union Insurance
(605) 352-2130
1500 Dakota Avenue South
HURON, SD
Services
Homeowners Insurance

Boen & Associates- Incorporated
(605) 336-0425
307 West 41st Street Post Office Box 89010
SIOUX FALLS, SD
Services
Homeowners Insurance

Rushmore Insurance
(605) 718-9234
725 Indiana Street
RAPID CITY, SD
Services
Homeowners Insurance

Additional Liability Coverage

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Additional Liability Coverage

It's true that most home insurance policies - whether for the home, condo or apartment - will have a liability component. However, many people now carry umbrella liability policies as well in order to give them and their families more protection.

Should you do that? Well, here's what you have to consider: how much can you lose? In today's litigious environment many suit's are for large amounts. The liability in your home insurance policy is not likely to be enough.

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Your umbrella liability insurance kicks in once you have exhausted the coverage through your home insurance. It is relatively inexpensive (between $15 and $20 per month) to have an additional $1 million personal liability. Most liability insurance companies will want you to have existing coverage through your home policy of at least $250,000 and coverage through your auto insurance of $300,000 (which is normally the state minimum). Then, you purchase your umbrella liability insurance over and above that.

Generally, it's recommended that you have this additional liability insurance if you have personal assets you would like to protect.

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